(Subject to change)


5:00 p.m.—6:30 p.m.
Early Arrival Reception
6:30 p.m.—8:30p.m.
Independent Auto Finance Executives Group Dinner
8:00 a.m.—8:40 a.m.
Independent Auto Finance Executives Group Breakfast
8:40 a.m.—11:00 a.m.
Independent Auto Finance Executive Group Meeting
9:00 a.m.—5:30 p.m.
Law Committee – (committee members only)
8:30 a.m.—10:00 a.m.
Professional Development Committee
10:00 a.m.–12:00 p.m.
AFSAEF Board of Directors
12:00 p.m.–12:30 p.m.
AFSAEF Board of Directors Lunch
12:00 p.m.–1:00 p.m.
Luncheon: Vehicle Finance Board, Independent Auto Finance Executives Group, Commercial Credit Committee
12:30 p.m. – 2:00 p.m.
THE EDGE Advisory Board
1:00 p.m.-3:00 p.m.
Vehicle Finance Division Board
1:00 p.m. – 3:00 p.m.
Operations Committee
3:15 p.m. – 5:15 p.m.
AFSA Executive Committee
3:15 p.m. – 5:15 p.m.
Vehicle Commercial Credit Committee
4:30 p.m.- 5:30 p.m.
Marketing Committee
5:30 p.m. – 7:30 p.m.
Welcome Reception
7:00 p.m. – 8:30 p.m.
Vehicle Finance Board Reception/Dinner
7:00 p.m. – 8:30 p.m.
Law Committee Dinner
6:30 a.m.—7:15 a.m.
Marina Sunrise Run (3 Mile Run)
8:00 a.m.—8:30 a.m.
8:30 a.m.—10:00 a.m.
Opening Keynote Session

Chairman’s Welcome Remarks:
Ginger Herring, President and CEO, 1st Franklin Financial Corp.

AFSA Education Foundation Chairman Report:
Tim Stanley, Chairman of the Board, Heights Finance Corporation

Keynote Address: Inside Politics – A Look at the Mid-Terms
Stephen Hayes, Editor in Chief, The Weekly Standard
Hayes will provide an outlook on the upcoming elections as well as a look inside the Trump administration.

10:15 a.m.—3:00 p.m.
Law Committee (committee members only)
10:15 a.m—11:15 a.m.
General Session: Regulatory & Legislative Update: Do You Know What You Don’t Know?

The AFSA team brings you the latest on the regulatory and legislative front. This session will cover both the federal and state levels. What changes will the mid-term elections bring to the financial services industry?

Bill Himpler, Executive Vice President, AFSA

Danielle Fagre Arlowe, Senior Vice President, AFSA

AFSA President’s Report:
Chris Stinebert, President & CEO, AFSA

Stan Butler, President, President & CEO Heights Finance

Distinguished Service Award Presentations

11:30 a.m.—12:15 p.m.
General Session: When AI Met Credit

Douglas Merrill, Founder and CEO, ZestFinance

Join Douglas Merrill, a pioneer in the field of artificial intelligence and machine learning, for a conversation on the origins and the application of advanced mathematics in credit. A former Googler and early Ph.d. in artificial intelligence, Douglas will explain the basics of machine learning (including its strengths and weaknesses) and discuss the ways AI will radically transform lending.

12:15 p.m. – 1:15 p.m.
Networking Luncheon
1:15 p.m.-2:45 p.m.
AFSA Board of Directors
1:30 p.m. – 2:45 p.m.
Human Resources Committee Roundtable
1:45 p.m. – 2:45 p.m.
Education Session
1:30 p.m.-3:00 p.m.
Vehicle Credit Risk Committee
3:00 p.m.-4:00 p.m.
Education Session: Cybersecurity: The Role of HR in Protecting Your Company

Learn about the role of HR with respect to emerging roles of COIT (Consumerization of Information Technology) and BYOD (Bring Your Own Device) principles and the use of personal and business hardware and software in the workplace. What is HR’s role in developing written data protection policies and procedures? What training is required to ensure there is a clear understanding of the policies; the use of business devices for personal use and vice-versa; how to protect Personally Identifiable Information, and employer and client confidences with respect to COIT and BYOD (e.g. travel, public hotspots and wifi, available hardware and software); as well as how to respond to data breaches and hardware losses. What are the disciplinary options and the consequences to employees for failing to adhere to these policies?

Rhonda L. Nelson, Chair of Labor Employment Group, Severson & Werson

Scott J.Hyman, Attorney at Law, Severson & Werson

3:00 p.m. – 4:00 p.m.
Business Partner Board
4:30 p.m. – 6:00 p.m.
Women’s Leadership Council
5:30 p.m.- 6:00 p.m.
Cocktail Reception
6:00 p.m. – 8:30 p.m.
Annual Meeting Dinner & Entertainment

The Man of Thousand Voices
Rich Little, Comedian & Celebrity Impersonator
Named "the man of 1,000 voices" by Mel Blanc (the voice of Bugs Bunny and Daffy Duck), master impressionist Rich Little has charmed, amused and intrigued audiences for more than 50 years. In addition to sharing plenty of jokes, songs, videos and personal stories, the comedy icon will embody a dizzying number of beloved actors, singers and politicians, including John Wayne, George Burns, Johnny Carson, Frank Sinatra and more.

8:00 a.m.—9:30 a.m.
General Session: State AG Elections Rundown (with breakfast)

State attorneys general are quickly becoming among the most powerful and influential governmental actors affecting financial institutions today. With 31 AG seats up for grabs in November, the outcome of the elections could mean a major shift in AG enforcement priorities in 2019. This session will offer insights into this year’s AG elections from two attorneys with decades of AG experience who run Cozen O’Connor’s State AG Election Tracker, the only online resource providing daily coverage of all state AG races.

Lori Kalani, Co-Chair, State Attorneys General Practice, Cozen O’Connor

Bernie Nash, Co-Chair, State Attorneys General Practice, Cozen O’Connor

9:45 a.m.—10:30 a.m.
Education Session
9:45 a.m.—11:45 a.m.
SGA Committee
10:45 a.m.—11:45 a.m.
Education Session
12:00 p.m.—1:30 p.m.
Luncheon & Speaker
1:45 p.m.–2:45 p.m.
Compliance Science Fair

Come see how technology is making operating a consumer finance business more efficient and compliant. Technology vendors will demonstrate their wares in an interactive session designed to show how technology is empowering better control and understanding of your business.

3:00 p.m.–5:00 p.m.
ORCC Meeting
6:30 p.m.–8:30 p.m.
ORCC Dinner