Be a part of the consumer credit industry’s premier conference this year in Music City USA. For a seasoned professional or a developing leader, the 2019 AFSA Annual Meeting offers an expansive view of the consumer credit industry, while drilling down on areas specific to you – whether a vehicle finance lender, traditional installment storefront, or an industry vendor. Gain unique takeaways on political, compliance and regulatory trends that only AFSA can bring you. Choose Nashville to come away with insights, innovative strategies and unique networking opportunities with senior industry professionals that will move your business and our industry forward. Hear from world-class keynotes, broaden your network, and after conference hours, head out to NashVegas, for first-class dining and some of the best live music in the world to get your hony tonk on! - Chairman Josh Johnson

Josh Johnson

Chairman, AFSA Board of Directors

President & CEO

The Hon. Sarah Bloom Raskin

Former United States Deputy Secretary of the Treasury

Jason Riley

Editorial Board Member
The Wall Street Journal

Roy Spence

Co-founder & CEO
The Purpose Institute

Click here for more speakers! 

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AFSA Annual Meeting 2019 

October 20-23, 2019



Sunday October 20th
Join us for Cocktails and 'Hors D'oeuvres at Stompin' Grounds, at the JW Marriott! 
Independent Auto Finance Executives Group Dinner 
Monday October 21st
Join us for a day of committee meetings. AFSA committees
are a great way to get the latest industry take. Click here for more info 
Independent Auto Finance Executives Group Breakfast & Meeting 
Law Committee (by invitation)  
Leadership Development Program Steering Committee 
AFSAEF Board of Directors 
AFSA Pulse 
VF Division Board & IN Board Joint Luncheon 
The EDGE Advisory Board 
Vehicle Finance Division Board 
Operations Networking Group 
Human Resources Networking Group  
AFSA Executive Committee 
Vehicle Commercial Credit Committee 
Marketing & Communications Networking Group 
Welcome Reception Poolside 
Vehicle Finance Board and Law Committee Dinners (separate locations) 
Tuesday October 22nd
General Sessions, Networking Groups, and a Nashville Bash Dinner!  
Opening Session with Keynote Speaker

AFSA Chairman's of the Board Remarks:
-Josh Johnson, President & CEO, Mariner Finance

AFSA Education Foundation Chair Report:
-Rex Ellison, President & CEO of Republic Finance

AFSA President's Report:
- Bill Himpler, President & CEO, AFSA

Keynote Speaker: Roy Spence, President & CEO, The Purpose Institute 

Everything we do in business, from building strong teams or expanding operations to marketing to our communities or meeting compliance requirements, should hold greater meaning than simply business as usual. From a 35,000-foot perspective, are you leading a purpose-driven business? As the CEO and co-founder of The Purpose Institute, a leading national advertising agency, Roy Spence thoroughly understands and has experienced firsthand the successes and challenges of a business. He'll join us at the 2019 AFSA Annual Meeting to help attendees identify and navigate any entrepreneurial path with a purpose.

15 Minute Refreshment Break After Session

Law Committee   
General Session: Federal & State Environment - What’s Ahead? 

An off-the-record look at upcoming federal and state legislative and regulatory issues. The speakers will identify trends and tell you how AFSA will navigate these challenges.
-Danielle Fagre Arlowe, Senior Vice President, AFSA
-Ann Carmichael, Vice President, Congressional Affairs, AFSA
-Celia Winslow, Vice President, Legal & Regulatory Affairs, AFSA

AFSAPAC Chairman Update
-RE Everette, President, Time Investment Corporation

Distinguished Service Awards

General Session: Featured Speaker Jason Riley
Riley, an Editorial Board Member of The Wall Street Journal, will give his take on current events in the financial services industry infused with his insights. Riley writes on politics, economics, education, immigration, and the broader intersection where these topics meet and affect our society. After joining the Journal in 1994, he was named a senior editorial writer in 2000 and a member of the editorial board in 2005.

Jason Riley, Editorial Board Member of The Wall Street Journal

15 Minute Refreshment Break After Session
Networking Luncheon  
AFSA Board of Directors  
Education Session: Cybersecurity/HR  
Education Session: Debt Collection

In the Era of the TRACED ACT and Under the Proposed Debt Collection Rule

This session will provide critical best practices and compliance tips for modern debt collection techniques in light of the Debt Collection NPRM. In an era where government regulation of data, privacy, and robocalls are dramatically impacting right party contact rates the use of email, social media, artificial intelligence and machine learning are critical to a successful recovery strategy. Learn how to implement these modes of debt collection into your existing recovery strategy, what questions should you be asking of your vendors, and what policies you need to implement.

- Tim Collins, Chief Compliance Officer and General Counsel, TrueAccord
- Kelly Knepper-Stephens, VP Legal & Compliance & Associate General Counsel, TrueAccord 
Vehicle Credit Risk Committee  
Business Partner Board  
Women's Leadership Council  

The Confidence Factor: Why Capable People Experience Impostor Syndrome and What to Do

Dr. Valerie Young, award-winning author and speaker
Nashville Bash! Buffet stations, open bar, music, networking and tons of fun!  
Wednesday October 23rd
General sessions, breakout sessions, and lunch with a speaker 
General Session with Featured Speaker Sarah Bloom Raskin
Former Deputy Secretary of the Treasury & Federal Reserve Board Governor

Enjoy an exclusive interactive question and answer session with insights on the current economic climate, her outlook on the future, and her unique perspective on a variety of other important issues.

Sarah Bloom Raskin served as the Deputy Secretary of the U.S. Department of the Treasury, under President Barack Obama, becoming the highest-ranking woman in the history of the Treasury Department. Before joining the Treasury Department, she served as a Governor of the Federal Reserve Board from 2010 to 2014, and from 2007 to 2010 served as the Commissioner of Financial Regulation for the state of Maryland.

Throughout her career, Ms. Raskin has worked across public and private sectors in both legal and regulatory capacities. Her work has centered on financial institutions, financial market utilities, and consumer protection issues. Ms. Raskin’s private sector experience includes: Managing Director at the Promontory Financial Group, General Counsel of the WorldWide Retail Exchange, and General Counsel of Columbia Energy Services Corporation. Earlier in her career she served as Banking Counsel for the United States Senate Committee on Banking, Housing, and Urban Affairs.
SGA Committeee 
Breakout Session 
The High Cost of Impostor Syndrome in Organizations. This session will explore impostor syndrome from an organizational and leadership point of view including:

-Discovering the sources of impostor feelings in high achievers
-Identifying the individual and organizational costs of impostor syndrome
-Understanding why qualified employees might hesitate to take a promotion, relocate, or otherwise achieve greater levels of success
-How managers can help employees develop a healthy response to assessing their competence, mistakes/criticism, and fear/risk-taking
-Ways the organization can help create a “impostor free” culture to facilitate greater risk-taking and hence, innovation

Dr. Valerie Young, award-winning author and speaker.
Refreshment Break 
Breakout Session 
Luncheon & Speaker 
Compliance Speedsmarts 
Refreshment Break  
ORCC Meeting